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Home » PRIVATE PLACEMENT

What is a Bank Guarantee (BG)?

In the unique world of private placement, there are more fake “programs” than fish in the sea.  As a beginner in PPP, you may be asking yourself, “How can I determine which of these programs are real and which aren’t?  Well, with proper education anything is possible. The reality is, if you understand the intricate details of private placement, you can ALWAYS spot fake programs from a mile away. By building knowledge, you allow yourself to work more efficiently, qualifying private placement investments and leads far quicker than ever before. In this article, we will help develop your understanding even further, providing invaluable insight on the “bank guarantee”, and its role in the private placement industry.

With the recent popularity of bank guarantees, you may have met people who are leasing, trading, or issuing “BG’s”, and asked yourself, “What are they talking about”? Well, since this is a critical question to answer, we thought we’d uncover the facts for our readers. By exploring the bank guarantee’s definition, common uses, and other related tips, you will have the education you need to apply all of its benefits.  First things first, let’s cover the meaning of the term bank guarantee, and relation to the private placement markets.

By definition, a “bank guarantee” (“BG”) is a debt instrument created by banks which carries a predefined face value, date of maturity, and annual interest rate. For example, you could have a 1 year note from UBS with a face value of 100M, collecting a coupon (interest) of 6.0% per year.  If the investor was to purchase this “BG” from the right seller, they could get the bank instrument at a discount from face.  Depending on the standards and risk tolerance of the investor, they will usually pay 70-95% of the instrument’s face value to own the note.  Once the investor officially owns the bank guarantee, they collect the 6% annual interest, and the full value of the instrument upon maturity.

Even though bank guarantees have similar characteristics to other debt instruments, they are unique due to their high value, flexibility, resale potential, and discount. Typically, investors purchase bank guarantees to collect interest, and in many cases, they use the “BG” as collateral for loans and other opportunities. The great thing is, this allows the investor to earn interest with minimal risk, while still retaining access to liquidity. Though the “BG” sounds like a good asset to hold, in most cases, bank guarantees are traded repeatedly until the market value nears “face”.  Since trading these notes can produce much quicker profits, many have now jumped on the private placement bandwagon, aiming for the highest yields possible.

In today’s private placement business, bank instruments are typically bought and sold in the secondary market. If all goes as planned, the PPP trader buys the discounted instrument from the bank, and then sells it to a predefined “exit buyer” at a higher price.  Since this process is based upon prior contractual commitments with the exit buyer, if the PPP trader is real, there is basically no risk involved. To simplify things, lets give you a quick example. If a PPP trader purchases 5 instruments from the bank per week, making 9 points per trade, they would have 45% in weekly yields. Since the PPP trader has contracts with “exit buyers” protecting their purchases, all they need to do is complete the basic formalities and wait for the money to come on. Sounds great, doesn’t it? Well, if you are one of the lucky few who strike it big, it sure is…

The reality of private placement is, most people are unsuccessful despite years of efforts. If you’re smart, you CAN meet plenty of millionaires, but finding a PPP investor with 100M liquid can be quite a task! Since this is a fact that many brokers learn early on, unfortunately, common sense can get thrown out the window when money comes a calling.  A perfect example of this can be seen in the niche of “bank instrument leasing programs”.  The truth is, with investors “chomping at the bit” for private placement programs, the idea of bank instrument leasing was created so brokers could have something to offer smaller clients.  Even if the investor didn’t get into a program, since the instrument was already leased, the brokers would earn huge commissions from the deal! Sounds a little deceptive, right? Well, though bank instrument leasing can work in RARE situations, it should NEVER be considered safe. Remember, most private placement brokers are focused on their own personal interests, not the risks presented to investors.

In summary, the bank guarantee is an important tool to understand, but you MUST utilize it appropriately.  Though it sounds great to pay a small leasing fee for a 100M “BG”, it’s never worth the time or risk, TRUST ME.  If you want to use a bank guarantee in private placement, the truth is, it must be cash backed and 100M+ in value.  In addition to that, the instrument must be lodged in a bank which is willing to complete an MT 76o. Despite what other private placement brokers may say, these are the FACTS of bank instruments, and if you try to believe otherwise, well, good luck!

Remember, the private placement and bank instrument markets do exist, it just takes education, experience, and intuition to be successful. The most important point is, NEVER set a time limit on your efforts.  If you make the decision to NEVER give up from the beginning, you’ll eventually reap the benefits of private placement, no matter how long it takes…

InsideTrade LLC Staff

Phone: (949) 444-2111

44 Comments »

  • Halifax Bank Plc said:

    Dear Sir,

    Halifax Bank Plc located in London United kingdom is now providing an
    instant loan services and as well financing projects in developed and
    developing nations.

    We offer this services to foster and enhance the growth of your
    business daily activity. At the main stream of our services we can
    provide, soft loan, micro-credit finance loan, mortgage
    loan,construction loan and agricultural loan.

    We also offer short and long term loans both secured and unsecured. Equally, We
    provide all kinds of banking instruments (MTN,BG,SBLC, BCL,PPP,SKR
    Etc.) brokers and
    financial consultants that will work with our firm in their respective
    countries are required.

    For further inquiries contact:

    Mr Jake Smith
    Loans/Credit Operations Manager
    104/108 High Street,Bromley
    London– United Kingdom
    Tel:+44-703-195-4633.
    Fax:+44-870-974-8171.
    Email:jake_smith71@ymail.com,or
    halifax.financeinvestment@gmail.com

  • kapil said:

    We are looking for real providers of FC and seasoned BGs
    Make offer giving full details
    buynsell_bankinstruments@yahoo.com
    kapil

  • UkrFin said:

    "By definition, a “bank guarantee” (“BG”) is a debt instrument created by banks which carries a predefined face value, date of maturity, and annual interest rate. " – BULLSHIT!

    BG is NOT a debt instrument….

    Gee……what an idiot whrote this..?

  • Jake Smith said:

    Dear Sir,

    Halifax Bank Plc located in London United kingdom is now providing an
    instant loan services and as well financing projects in developed and
    developing nations.

    We offer this services to foster and enhance the growth of your
    business daily activity. At the main stream of our services we can
    provide, soft loan, micro-credit finance loan, mortgage
    loan,construction loan and agricultural loan.

    We also offer short and long term loans both secured and unsecured. Equally, We
    provide all kinds of banking instruments (MTN,BG,SBLC, BCL,PPP,SKR
    Etc.) brokers and
    financial consultants that will work with our firm in their respective
    countries are required.

    For further inquiries contact:

    Mr Jake Smith
    Loans/Credit Operations Manager
    104/108 High Street,Bromley
    London– United Kingdom
    Tel:+44-703-195-4633.
    Fax:+44-870-974-8171.
    Email:hallifax.financeinvestment@gmail.com

  • tony said:

    DB BG 69+2 %

    financial919@yahoo.ca

  • Commodity Training with The Joker Brokers said:

    This is correct Bank Guarantees otherwise known as BG's do carry debt. The owner of the instrument must have the funds on deposit to have one issued to them. They carry no interest and are used for particular high net real estate transactions. You cannot trade them as you would be trading a 10 year security. Anyone has any questions please relay to my email at jeff@thejokerbrokers.com. Thank you.

  • charles said:

    Do you need to provide Proof of Funds before you can talk to someone about Bank Guarantee?

  • Commodity Training with The Joker Brokers said:

    Correction on the last, BG's Do NOT carry debt. Typo.

  • Commodity Training with The Joker Brokers said:

    No one has to provide a proof of funds to talk to someone about a BG.

  • mademan70 said:

    Is anyone can explain that price of under 60% face value BG really exist? If exist why Bank issue BG with huge discount rate with only 1year maturity.

  • FINANCIAL AND INVESTMENT SERVICES- BG/SBLC FOR LEASE. said:

    We are brokers company, we have a direct providers of Fresh Cut BG, SBLC which are specifically for lease. The bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams,Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. The terms and Conditions are reasonable, below is the instrument description.

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 1M MIN and Eur 50B MAX (50Billion).
    3. Issuing Bank: HSBC or any Top 25 rated Bank
    4. Age: One Year, One Day
    5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    6. Delivery: SWIFT TO SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.
    If interested kindly contact me immediately.

    Your sincerely,
    Simon Rogers .

    CONTACTS:
    Tel.No.: +44 7924 710996
    Emails: srogers@mailaton.com
    Emails: inquiry.fincorp@hotmail.co.uk

  • Alexander Moon. said:

    I am a British Financial Consultant, I work with one of the best BG Providers Mr.H.R Brain, we provides Fresh Cut BG/SBLC instrument from HSBC London or Hongkong, specifically for lease for 1 year and 1 day, as From #1M-#1B One Million Euro to Five Billion Euro Loan/Lease, with Small Intrest for the Growth of your Company or Business

    We offer seasoned and fresh cut bank instrument for lease/sale, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and other. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options.

    This offer is opened to both individuals and corporate bodies.

    Kindly show your interest as soon as you are in need of our services to enable us furnish you More Details.

    Thank you,

    With best regards,

    Mr Alexander Moon.
    E-mail: alexmaoon@yahoo.co.uk

  • Jack Jammal said:

    we would be intersting in BGs, please provide us with your information and requirements…

    jackjammal@live.com

  • normanbroker said:

    We have a direct genuine provider for BG/ SBLC specifically for lease, at leasing price of 6+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA .

    Contact: Mr.Norman Broadberry
    Email: normanbroadberry@live.com
    Telephone: +44-207-060-1150
    All inquires to Mr.Norman Broadberry should include the following minimum information so I can quickly address your needs:

    Complete contact information:
    What exactly do you need?
    How long do you need it for?
    Are you a principal borrower or a broker?

  • Adam Doubass said:

    African company in need of a fresh cut or Lease BG or MTN for profitable real estate project. We will not pay up front fees, we will work with any genuine provider or broker, brokers fees will be respected.
    Value: 20M
    Contact: Adam Doubass
    email: realtyall2004@yahoo.com
    +225-0742-8132

  • Hamilton said:

    Dear Sir,

    We are direct provider of Fresh Cut BG SBLC BD CD and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
    3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.

    We are RWA ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact us via email: Hamiltonprovider@mail.com

    Thank you,
    Jamie Hamilton Schram

  • michael said:

    DEAR SIR/MADAM .

    WE ARE DIRECT WITH LESSOR OF BG FROM TOP BANKS . THE PROCEDURE SHOULD BE

    1)CONTRACT SIGNING
    2)ICBPO VIA MT 799 by Lessee
    3)MT 760 by Lessor .

    The price is 7+2 .

    WE ARE FLEXIBLE IN VERBIAGE OF MT 760 Only ….. For ICBPO via MT 799
    WE HAVE OUR OWN VERBIAGE .
    IF YOU ARE INTERESTED THEN PLEASE CONTACT WITHOUT ANY HESITATION.

    MICHAEL
    michaeljohn6688@yahoo.com

  • Anthony Jacos said:

    We are a financial service company affiliated with a leading UK group, we have direct

    provider for BG/SBLC/LC from top AA rated banks in the world. HSBC London or HongKong

    ETC our leasing fee is 6+2 serious minded brokers and principal borrower only. Please

    contact Mr Anthony Jacob

    Contact:: Mr.Anthony Jacob
    Email: anthonyjacob@live.co.uk
    Telephone: +44-207-060-9550

  • Ram said:

    Can any one tell me how much generally a bank would charge for relaying MT 760 ., i.e i need to know the cost of the SWIFT. ( SWIFT Charges)

  • Alex Rodriguez said:

    Hi Mr. Jakes Smith, I'm interested in lease to find a loan using a BG. We need it to capitalize our Airline in the Caribbean and to buy a land to build a Hotel with Casino in Belize. We are asking for 50 M Euro.

  • Jang Jeonghyeon said:

    Dear Sir/Ma,

    We have direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease. Our bank instrument can be engaged in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, Construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer neither do we get involved in chauffer driven offers. We deliver with time and precision as set forth in our agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Min of 1M Euro/USD (One Million Euro/USD) to Max of 5B Euro/USD (Five Billion Euro/USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers.
    6. Delivery: Bank to Bank SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.

    If Interested kindly contact me via Email:~ jangfinance75@gmail.com
    Skype ID: jangfinance75

  • Jang Jeonghyeon said:

    Dear Sir/Ma,

    We have direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease. Our bank instrument can be engaged in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, Construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer neither do we get involved in chauffer driven offers. We deliver with time and precision as set forth in our agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Min of 1M Euro/USD (One Million Euro/USD) to Max of 5B Euro/USD (Five Billion Euro/USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers.
    6. Delivery: Bank to Bank SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.

    If Interested kindly contact me via Email:~ jangfinance75@gmail.com
    Skype ID: jangfinance75

  • mirko said:

    Dear Sir/Ma,
    We are direct provider for BG/SBLC specifically for lease, at leasing price of (5.0 + 2)% of face value, Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, BNP Paribas, & AAA Rated Banks in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact : Mr. Mirko
    Email: brk.finance@gmail.com
    Skype ID: mirko.popadic

    Intermediaries/Consultants/Bro kers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

  • K.G . SANNESH said:

    sir i am sanesh 'i want your help for trading.i have one genun party

  • kg sannesh said:

    i want bg&skr

  • Arnabb Bahris said:

    What’s up, I want to subscribe for this web site to get latest updates, so where can i do it please help.

  • Galina said:

    We can offer the Program (PPP) under financial instruments client (CASH on the account, BG).

    e-mail: chuvilinagalina@yahoo.com
    skype: galina_chuvilina

  • Chris Dittmar said:

    Dear Sir/Ma

    We have direct and efficient providers of Bank Guarantee (BGs), Insurance Guarantees, MTN, Confirmable Bank Drafts, Standby Letters of Credit (SBLC) and Third Party Guarantees. If you are a potential Investor or Principal looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with details regarding these services.

    Our BG/SBLC Financing can help you get your project funded, by providing you with yearly renewable leased bank instruments. We work directly with the providers of these instruments. Leased Instruments can be obtained at minimal costs to lessor compared to other banking finance options. This offer is open to both individuals and corporate bodies.

    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcome.
    If you are interested in seeking to raise finance for your business/projects in this way, please contact me for more information.

    Email: dittmartradingllc@gmail.com
    Skype dittmar81

    Kind Regards

  • jasim omar said:

    Dear Sir/MA
    We are Providers of all types of BG and MTN with the best workable procedures. Our BG ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 5M EUROS/USD to IB EUROS/USD

    BROKERS ARE WELCOME & 100% PROTECTED!!!
    Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve

    Thank you..
    Jasim Omar
    For further inquiries:
    Contact: bgsblc.omar@gmail.com
    Skype ID: bgsblc.omar

  • seby said:

    There is a genuine branch of the Halifax at the address given in this scam mail – but this email did not come from anyone associated with that bank. The scammer sending this mail is not genuinely offering a loan. He aims to take money from you, pretending that there is some type of fee that it is necessary to pay before the loan is made. But he will never be granting any type of loan in return.

    The genuine Halifax does not use a telephone number beginning +44 70 as given in this email. A +44 70 number is a UK Redirect number, redirecting calls to other parts of the world. A genuine phone number for Bromley begins +44 20.

  • Cemal Gezersoy said:

    We are direct provider of Fresh Cut BG SBLC LC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as set forth in the Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur/USD 1Million(Min) to Eur/USD 5Billion (Max)
    3. Issuing Bank: HSBC Bank London, Credit Suisse Zurich and Deutsch Bank AG. Frankfurt Germany or any AA Rated Bank.
    4. Age: One Year, One Day
    5. Leasing Price: 5% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103
    8. Hard Copy: Bonded Courier within 7 banking days.

    We are RWA ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact us via email: (cemal.gezersoy101@gmail.com) or through skype: (cemal.gezersoy) in other to furnish you with other information

    Regards
    Cemal Gezersoy

  • Mrs Castaldi said:

    Italy company buy BG $ 1,000,000 .00
    Buy hotel for Italy
    request for quote

  • Mark Peter said:

    We have potential BG/SBLC instrument lessor/provider at leasing price of 6+2% of face value. DESCRIPTION OF INSTRUMENTS:
    1.
    Instrument: Bank Guarantee (BG)/SBLC

    2.
    Total Face Value: Euro 1M MIN and Euro 50B MAX

    3.
    Issuing Bank: HSBC London

    4.
    Age: One Year, One Day (extendable allowed)

    5.
    Leasing Price: 6% of Face Value

    6.
    Delivery SWIFT TO SWIFT

    7.
    Payment: Wire Transfer

    8.
    Hard Copy: Bonded Courier within Seven banking days If in need of our services, contact me for detail information. Email: info@ddicland.com

  • Sean Kirk said:

    may i ask is there any regulation that restrict the intermediates can only have 2% as commissions????

  • Dickie Tsang said:

    My buyer wants to BUY (not lease) a face value of EUR50b Fresh Cut BG, at 36+2% the most.

    Any seller who can offer the above please send me details at dickietsang@yahoo.com

  • Susip said:

    Dear Sir/Madam

    Iam in need of a Bank Guarantee ranging from 50 CR INR-1500 CR INR to be issued in India from any Indian or MNC Bank located within the country .

    Kindly revert

    Thankyou
    Sudip

  • Dennis said:

    Please let me have your term and condition for project funding

  • shital` said:

    I can deliver bank instruments (BG/SBLC) on lease to Organizations or individuals with their preferred text verbiage as approved by their bankers. Our bank instrument can be engaged in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, Construction of Dams, Bridges, Real Estate and all kind of projects. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5.0+0.5)%+ X%. X% is Lessee broker's Commission and he determines his commission.

    If Interested kindly contact:

    Name: Mr. Mehta shital
    Email:~smehta.lease@gmail.com
    Skype ID:smehta.lease

    Regard,
    Mehta shitalI

  • Eddy Tang said:

    What is MT103

  • eddy tang said:

    What is MT-103 and MT760. Who are the investor

  • eddy tang said:

    Please explain ICBPO VIA MT 799 by Lessee and MT 760 by Lessor .

  • eddy tang said:

    Please tell me more. I am looking for fund for development projects in Malaysia currently about USD30m for three years and negotiating USD40m housing project

  • Pat said:

    looking to purchase 200BEu BG with 7 days to pay

  • Pat said:

    looking to purchase a BG 200MEu with 7 days to pay

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