I have to point out that if the program is real,there is no risk to client.He will not lose his money.All people here is worried about money losing.But everything is made safe for client.I can not go for detail,but the real program(which is rear) will not put the burden on the shoulder of the client.Never. So the bigger problem is to find a real program.And this is hard.You will be come to a place where You have to prove Your statement about assets. And You must be protected about Your commission from a client.
And there are a lot of questions,but I hate typing(all paperwork in company is done by another person ).
Because our company works with program,so I know.And I had to warn you, but nothing more. So good luck.